Five Essential Steps for Success After College

Success after college is elusive. It isn't impossible to catch, but there's often more factors preventing success than there are encouraging it. The fact of the matter is that personal preference and crucial decisions are often the great decider of anyone's achievements. With that said, there are a few key tips that can help any student or recent graduate in their quest for a better life. Be Smart With Money Some of the worst mistakes that anyone makes, graduate or not, are their financial decisions. Being smart with money is a simple as shopping around, cutting unnecessary expenses, finding or creating additional streams of income...

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Four Facts About Credit Cards You Need To Know

Credit cards can be a great tool. They can be used to earn trips. They can be used to avoid carrying large sums of cash. They can also be a major problem for people who do not use them properly. Getting a credit card is an important step, and there are some things the applicants need to know before sending in an application. 1. Credit Cards Can Cost Money Many credit cards cost money to carry. Annual fees on common credit cards can range anywhere between $30 and $500 depending upon the card. Those with higher annual fees usually come with greater perks, but it is important to weigh whether the annual fee is worth the expense. There are credit cards that do not charge annual fees, and those who are not interested in rewards might rather opt for these cards. 2. Interest Costs...

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